Is there a federal tax credit for solar with FPL?

No. The federal residential clean energy credit does not apply to installs in 2026 or later, so none is applied. Whether solar pays back with FPL depends on your rates, your usage, your roof and your installer’s price.

How does FPL credit the solar I send to the grid?

Florida uses retail net metering. In our model each kilowatt-hour your panels make offsets one you would buy from FPL, and credit left over at the end of the year counts as worth nothing. Confirm FPL’s current terms with your installer.

Will a battery shorten my payback with FPL?

In our Florida model a battery adds cost but no extra bill savings, because net metering already credits solar you send to the grid, so it lengthens payback. Homeowners add one mainly for backup power during outages.

How are the worked examples calculated?

They come from the same calculator engine as the Florida and California calculators, using the rates, costs and assumptions listed on the methodology page, the sun at a Miami ZIP code, and illustrative bills rather than FPL averages. Your home will differ.

Where do the FPL rates come from?

From FPL’s published RS-1 residential tariff information, read on 2026-10-22. The methodology page lists every source. Rates change, so check your latest bill.

Is solar worth it with FPL in 2026? (No federal tax credit)

The federal residential solar credit has ended for 2026 installs, so payback on Florida Power & Light (FPL) rates depends on the rates themselves, how your home uses power and what an installer charges. This page shows how FPL bills and credits solar, and worked examples from the same engine as our Florida calculator.

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A typical FPL home at a glance

Solar only, a $250 monthly bill, no federal tax credit. From the worked examples below.

Installed cost of a 14.3 kW system

Low estimate: $35,800 or less
Likely: $44,400
High estimate: $53,500 or more

By our estimates, a quote below the low end is a good price; above the high end, ask the installer why. Curve shape is illustrative.

Years to pay back

Best case: 12 yrs
Likely: 14.5 yrs
Worst case: 17 yrs

Best case: low installed price, high rate increases. Worst case: the reverse. Curve shape is illustrative.

How FPL bills and credits solar

FPL residential rate schedule: RS-1. Energy is billed in tiers, so each extra kilowatt-hour solar replaces is worth the rate of the tier it would have been billed in.

Florida Power & Light (FPL): rates used in our model
Item	Rate
First 1000 kWh/month	$0.123/kWh
Over 1000 kWh/month	$0.143/kWh
Fixed monthly charge	$10.52

How the energy rate is built

All-in energy rate = base energy + conservation + capacity + environmental + storm protection + fuel + transition credit, as printed in FPL's 'Residential Rates and Clauses' insert effective October 2026 (cents/kWh: base 7.865 / 8.865, conservation 0.148, capacity 0.052, environmental 0.345, storm protection 0.995, fuel 2.893 / 3.893, transition credit -0.040 for up to / over 1,000 kWh). Taxes, franchise fees and gross receipts taxes are not included. FPL applies a $30 minimum base bill.

Florida uses retail net metering. In our model, each kilowatt-hour your panels make offsets one you would otherwise buy from FPL, priced through its tiered rates month by month.

FPL’s tariff sets a minimum bill of $30 a month, so solar cannot take the bill below it. The fixed monthly charge also still applies. Solar banked but unused at the end of the year is counted as worth nothing in our model, and net-metering rules can change, so ask your installer for FPL’s current terms.

Rate data read on 2026-10-22. Tariff source. Every source is listed on the methodology page.

Worked examples on FPL rates

These use illustrative monthly bills, not FPL averages, for a home at a Miami ZIP code (33130) with some shade, and no federal tax credit. Ranges are low to high, with the likely value for payback. Your home will differ.

$150 a month Solar only
Installed cost
$22,000–$33,000
Year-1 savings
$1,400
Payback (years)
13–19 (likely 15.5)
$150 a month Solar + 1 battery
Installed cost
$34,400–$48,100
Year-1 savings
$1,400
Payback (years)
18–more than 25 (likely 21.5)
$250 a month Solar only
Installed cost
$35,800–$53,500
Year-1 savings
$2,500–$2,600
Payback (years)
12–17 (likely 14.5)
$250 a month Solar + 1 battery
Installed cost
$48,200–$68,600
Year-1 savings
$2,500–$2,600
Payback (years)
15–21.5 (likely 17.5)
$350 a month Solar only
Installed cost
$39,500–$53,500
Year-1 savings
$3,000
Payback (years)
11–15.5 (likely 13)
$350 a month Solar + 1 battery
Installed cost
$51,900–$68,600
Year-1 savings
$3,000
Payback (years)
13.5–19.5 (likely 16)

Monthly bill	Option	System size	Installed cost	Year-1 savings	Payback (years)
$150	Solar only	8.3 kW–9.3 kW	$22,000–$33,000	$1,400	13–19 (likely 15.5)
$150	Solar + 1 battery	8.3 kW–9.3 kW	$34,400–$48,100	$1,400	18–more than 25 (likely 21.5)
$250	Solar only	13.6 kW–15 kW	$35,800–$53,500	$2,500–$2,600	12–17 (likely 14.5)
$250	Solar + 1 battery	13.6 kW–15 kW	$48,200–$68,600	$2,500–$2,600	15–21.5 (likely 17.5)
$350	Solar only	15 kW	$39,500–$53,500	$3,000	11–15.5 (likely 13)
$350	Solar + 1 battery	15 kW	$51,900–$68,600	$3,000	13.5–19.5 (likely 16)

Payback “more than 25” means it did not pay back within the 25-year analysis period. Estimates, not quotes; installer prices and your usage will differ.

What changes your number

Your bill and usage. Higher use means a bigger system and more bill to offset.
Shade and roof direction. Less sun on the panels means less energy for the same cost.
Installer price. Quotes vary; compare at least a few on the same system size.
Rate changes. If FPL’s rates rise faster or slower than we assume, savings move with them.
Credit rules. Net metering or export credit rules can change, and they affect how solar sent to the grid is valued.
A battery. It adds cost and gives backup power; whether it also saves money depends on the rules above.
How you pay. Our estimates assume buying with cash and leave out financing costs, maintenance and equipment replacement.

See the numbers for your home

Enter your ZIP code and monthly bill to get a payback range for your own home, or compare free quotes from up to 3 installers.

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Frequently asked questions

Is there a federal tax credit for solar with FPL?: No. The federal residential clean energy credit does not apply to installs in 2026 or later, so none is applied. Whether solar pays back with FPL depends on your rates, your usage, your roof and your installer’s price.
How does FPL credit the solar I send to the grid?: Florida uses retail net metering. In our model each kilowatt-hour your panels make offsets one you would buy from FPL, and credit left over at the end of the year counts as worth nothing. Confirm FPL’s current terms with your installer.
Will a battery shorten my payback with FPL?: In our Florida model a battery adds cost but no extra bill savings, because net metering already credits solar you send to the grid, so it lengthens payback. Homeowners add one mainly for backup power during outages.
How are the worked examples calculated?: They come from the same calculator engine as the Florida and California calculators, using the rates, costs and assumptions listed on the methodology page, the sun at a Miami ZIP code, and illustrative bills rather than FPL averages. Your home will differ.
Where do the FPL rates come from?: From FPL’s published RS-1 residential tariff information, read on 2026-10-22. The methodology page lists every source. Rates change, so check your latest bill.