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RayValueSolar math for your home

Solar payback in Largo, FL

Below: electricity rates for Largo, how much sun a solar array gets here, and example payback for a few illustrative bills.

Electricity rates near Largo

We use Duke Energy Florida as the likely utility for Largo. Check your bill to confirm yours. Other utilities in the state are listed for comparison.

Duke Energy Florida (likely utility for this city)
ItemRate
Summer First 1000 kWh/month$0.136/kWh
Summer Over 1000 kWh/month$0.154/kWh
Winter First 1000 kWh/month$0.147/kWh
Winter Over 1000 kWh/month$0.172/kWh
Fixed monthly charge$14.43

Source: utility rate page, read 2026-10-22.

Florida Power & Light (FPL)
ItemRate
First 1000 kWh/month$0.123/kWh
Over 1000 kWh/month$0.143/kWh
Fixed monthly charge$10.52

Source: utility rate page, read 2026-10-22.

Tampa Electric (TECO)
ItemRate
First 1000 kWh/month$0.139/kWh
Over 1000 kWh/month$0.159/kWh
Fixed monthly charge$13.69

Source: utility rate page, read 2026-10-25.

How much sun Largo gets

Estimated output of 1 kW of rooftop solar, month by month, from NREL PVWatts weather data: about 1,521 kWh per year. Real output depends on your roof, shading and equipment.

Estimated monthly solar output per kW installed in LargoJanFebMarAprMayJunJulAugSepOctNovDec
Estimated monthly solar output per kW installed in Largo (kWh)
MonthkWh per kW
Jan113
Feb112
Mar140
Apr154
May151
Jun133
Jul122
Aug125
Sep120
Oct128
Nov118
Dec105

Rooftop solar in Largo makes about 1,521 kWh per kW a year, the 2nd most of the 23 Florida cities on RayValue (they range from 1,411 to 1,535, a 9% spread). Sun varies little across Florida, so your rates and bill matter more to payback than which city you live in.

Homes in Largo

Homes (housing units)
46,806
Lived in by their owner
61.7% of occupied homes
Detached single-family houses
29.5% of homes
Median year built
1978
Median value of owner-occupied homes
$229,100

Rooftop solar is usually the homeowner's decision, and it is simplest on a house with a roof of its own. In Largo, 61.7% of occupied homes are lived in by their owner and 29.5% of all homes are detached single-family houses. Condos, townhomes and apartments usually need approval from the building or association first.

Half of Largo's homes were built before 1978. Panels last decades, so if your roof is near the end of its life, ask installers whether to replace it before they install.

Source: US Census Bureau, American Community Survey 2020–2024 5-year estimates for Largo city, read on 2026-11-02. See the Census table. Estimates have a margin of error.

Example payback in Largo

These use illustrative example bills, not averages for Largo. They show a solar-only system (no battery, some shading) at the likely utility's rates, with no federal tax credit. Your own numbers will differ; use the calculator for yours.

Monthly billSystem sizeInstalled costPayback (years)
$1004.4–4.9 kW$11,600–$17,40012–17.5 (likely 14.5)
$2009.2–10.2 kW$24,300–$36,50011–15.5 (likely 13)
$35015 kW$39,500–$53,50010–14 (likely 12)

Get quotes or run your numbers

Compare free quotes from up to 3 local installers, or enter your ZIP and monthly bill to get a payback range for your home.