Skip to content
RayValueSolar math for your home

Solar payback in Tampa, FL

Below: electricity rates for Tampa, how much sun a solar array gets here, and example payback for a few illustrative bills.

Electricity rates near Tampa

We use Tampa Electric (TECO) as the likely utility for Tampa. Check your bill to confirm yours. Other utilities in the state are listed for comparison.

Tampa Electric (TECO) (likely utility for this city)
ItemRate
First 1000 kWh/month$0.139/kWh
Over 1000 kWh/month$0.159/kWh
Fixed monthly charge$13.69

Source: utility rate page, read 2026-10-25.

Florida Power & Light (FPL)
ItemRate
First 1000 kWh/month$0.123/kWh
Over 1000 kWh/month$0.143/kWh
Fixed monthly charge$10.52

Source: utility rate page, read 2026-10-22.

Duke Energy Florida
ItemRate
Summer First 1000 kWh/month$0.136/kWh
Summer Over 1000 kWh/month$0.154/kWh
Winter First 1000 kWh/month$0.147/kWh
Winter Over 1000 kWh/month$0.172/kWh
Fixed monthly charge$14.43

Source: utility rate page, read 2026-10-22.

How much sun Tampa gets

Estimated output of 1 kW of rooftop solar, month by month, from NREL PVWatts weather data: about 1,458 kWh per year. Real output depends on your roof, shading and equipment.

Estimated monthly solar output per kW installed in TampaJanFebMarAprMayJunJulAugSepOctNovDec
Estimated monthly solar output per kW installed in Tampa (kWh)
MonthkWh per kW
Jan114
Feb112
Mar141
Apr140
May141
Jun119
Jul117
Aug115
Sep117
Oct127
Nov114
Dec101

Rooftop solar in Tampa makes about 1,458 kWh per kW a year, the 13th most of the 23 Florida cities on RayValue (they range from 1,411 to 1,535, a 9% spread). Sun varies little across Florida, so your rates and bill matter more to payback than which city you live in.

Homes in Tampa

Homes (housing units)
182,425
Lived in by their owner
50.3% of occupied homes
Detached single-family houses
50.3% of homes
Median year built
1985
Median value of owner-occupied homes
$420,400

Rooftop solar is usually the homeowner's decision, and it is simplest on a house with a roof of its own. In Tampa, 50.3% of occupied homes are lived in by their owner and 50.3% of all homes are detached single-family houses. Condos, townhomes and apartments usually need approval from the building or association first.

Half of Tampa's homes were built before 1985. Panels last decades, so if your roof is near the end of its life, ask installers whether to replace it before they install.

Source: US Census Bureau, American Community Survey 2020–2024 5-year estimates for Tampa city, read on 2026-11-01. See the Census table. Estimates have a margin of error.

Example payback in Tampa

These use illustrative example bills, not averages for Tampa. They show a solar-only system (no battery, some shading) at the likely utility's rates, with no federal tax credit. Your own numbers will differ; use the calculator for yours.

Monthly billSystem sizeInstalled costPayback (years)
$1004.6–5.1 kW$12,100–$18,20011–15.5 (likely 13)
$2009.6–10.7 kW$25,300–$38,10010.5–15 (likely 12.5)
$35015 kW$39,500–$53,50010–14.5 (likely 12)

Get quotes or run your numbers

Compare free quotes from up to 3 local installers, or enter your ZIP and monthly bill to get a payback range for your home.